Plan Details
Careington 500 Series
A low-cost dental discount plan for people who want immediate savings at the dentist.
Careington 500 is not dental insurance. It is a discount plan that gives you access to reduced rates at participating dentists as soon as your plan starts. You pay the discounted fee directly to the dentist. There are no waiting periods, no claims, and no annual caps on use.
- About $149 per year for the household based on our current funnel positioning
- Use the plan immediately
- No waiting periods
- No annual limits on use
- Save about 20% to 60% at participating general dentists
Who This Plan Fits Best
A quick, practical way to see whether Careington 500 matches what you’re trying to do.
Best For
- People who want the lowest-cost option in the lineup
- Families who mainly want to pay less for routine or known dental work
- People who want immediate savings with no waiting period
- Users comfortable with a discount plan instead of insurance
Not Ideal For
- People expecting an insurance company to pay part of the bill
- Users who want claims-based coverage
- People who assume every dentist automatically accepts the plan
- Anyone who wants guaranteed insurance-style benefits for major work
Why It Stands Out
- Immediate use
- Published state fee schedule for participating general dentists
- Discounts available on routine and major work, including braces
- No annual limits on use
How Careington 500 Works
This plan is not insurance. You pay a yearly membership fee, and after enrollment you can use the plan right away. When you visit a participating general dentist, fees are discounted according to a published fee schedule for your state. When you visit a participating specialist, you typically receive about 20% off normal fees.
The plan does not pay providers directly and it does not pay claims. You pay the dentist yourself at the discounted rate at the visit.
Important: You must verify that your dentist participates in the Careington 500 network before relying on the plan. Provider participation can change, so it’s smart to confirm with the dental office as well.
Key Features
- Immediate use
- No waiting periods
- No annual limits on use
- Save on routine and major dental work
- Orthodontic discounts available
- Participating specialists typically give 20% off
- Vision and prescription discount extras are included
What This Plan Can Help With
Routine Care
- Exams
- Cleanings
- X-rays
- Checkups at discounted rates through participating dentists
Common Dental Work
- Fillings
- Crowns
- Root canals
- Dentures
- Extractions
- Savings depend on the participating provider and procedure
Specialty / Other Savings
- Specialists generally offer about 20% off normal fees
- Braces and some cosmetic-related services may also receive discounts where offered
- Vision and prescription discount extras are included with the membership
Note: Discounts vary by provider and service. Review the network and pricing details before enrolling.
What You Need to Know Before Choosing This Plan
- This is not insurance
- The plan does not pay claims
- You pay the dentist directly
- Savings only apply at participating providers
- If your dentist is not in the network, the discount does not apply
- Savings vary depending on the service and provider
- This is best thought of as a price-reduction tool, not an insurance policy
Callout: If you want an insurance company to share the cost of treatment, this is probably not the right standalone option.
When This Plan Makes the Most Sense
“A family wants to reduce dental costs immediately without paying for a traditional insurance plan. They are comfortable using a participating dentist and paying discounted fees directly at the visit. In that situation, Careington 500 can be a very practical fit.”
Also: This can be especially appealing for households focused on lower monthly cost and immediate access to savings.
Check Your Dentist Before You Enroll
Careington 500 discounts only apply at participating providers. Before enrolling, search the Careington 500 network and confirm the office participates. Provider participation can change, so it’s wise to double-check directly with the dental office too.
What It’s Like to Use Careington 500
- Simple membership model
- No claims paperwork in the way traditional insurance works
- Use it immediately after enrollment
- No annual limits on use
- Published price schedule for participating general dentists
- Customer support available by phone
- 30-day cancellation window, subject to the processing-fee terms
- Not available in Vermont or Washington
A Quick Note About Care Plus
Care Plus is a separate Careington discount option that combines two savings arrangements and may appeal to shoppers looking for a broader setup. This page is specifically about Careington 500.
FAQ
Is Careington 500 insurance?
No. Careington 500 is a dental discount plan. It reduces prices at participating providers, but it is not insurance and it does not pay claims.
How quickly can I use the plan?
It’s designed for immediate use after enrollment—there are no waiting periods.
Do I have to use a participating dentist?
Yes. Discounts apply only with participating providers in the Careington 500 network. If your dentist is not in the network, the discount does not apply.
How much can I save?
Savings vary by provider, procedure, and location. Many people see meaningful reductions compared to typical fees, but you should review network and pricing details for your area.
Do specialists take the plan?
Participating specialists typically provide discounts (often around 20% off normal fees). Participation and discount levels can vary—confirm before scheduling care.
Can this help with crowns or root canals?
It can. Discounts may apply to both routine and major dental work when you use participating providers. Your exact price depends on the provider and procedure.
What if I already know I need dental work?
Careington 500 is often used by people with known needs who want immediate price reductions. The key is verifying the provider network and understanding that you pay the discounted fee directly.
Should I check with my dentist before enrolling?
Yes. Confirm the office participates in the Careington 500 network and ask if they can verify the discounted pricing you should expect for common services.
Can this be considered alongside an insurance plan?
Some people compare a discount plan against insurance, or pair different solutions depending on their situation. The important point is that Careington 500 itself is not insurance and does not pay claims.
Is Careington 500 available in every state?
Availability can vary. For example, it is not available in Vermont or Washington. Check current availability and network details for your state before enrolling.
Ready to Enroll in Careington 500?
If this fits your situation, you can move forward below. If you still are not sure, go back and compare the other options.
Before enrolling, verify that your dentist participates in the Careington 500 network.